Your bank can give you the best rate at their bank.  We can give you the best rate from dozens of banks and lenders.

Most homeowners in Canada automatically renew their mortgage despite better rates and terms available to them.  A little shopping around can save you thousands.  We make make the process easy by doing all of the legwork for you.

A mortgage renewal takes place when your existing mortgage has just about to run its course. You’ll need to decide whether you’d like to carry on with a similar type of mortgage or if it’s time to re-evaluate your short and long-term goals and head in a different direction.

There are several questions you may want to ask yourself before making a decision.
These include:

  • How many more years should I be looking at?
  • Will my next mortgage cost more?
  • Has my financial situation changed? Can I include other debts in my mortgage?
  • Will my lifestyle change between now and the next renewal date?

Answering these questions will give you a better idea of what type and length of mortgage you should be looking for. Some homeowners prefer to shorten the amortization as it allows them to pay off the principle amount quicker while others would rather have more time to pay off the mortgage. It’s a good idea to talk to a professional mortgage broker to discuss all of your options and to see which one is ideal for your unique situation. You need to take your current circumstances into consideration as well as plan for the future.

A mortgage renewal is an important decision which should be carefully considered before signing your name on the dotted line. Feel free to contact us at and let us help you explore your options and decide what’s best for you going forward. We can also assist you if you’re interested in refinancing your home.

If you are a homeowner in Toronto or anywhere in Ontario, let us show you how much you can save by getting a better mortgage rate on your renewal.

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Definitely not the same experience I had with the bank, thanks @MortgMeister #ThatWasEasy

Just got my quote from @MortgMeister, my wife gave me a high five when she saw it. Thanks Jeff!

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